Keiser University has been approved as an eligible institution by the United States Department of Education to participate in Federal Financial Aid Programs. Please note students must be citizens or permanent residents of the United States in order to be eligible for Federal funding.

Keiser University has the following institutional and Federal Aid programs available to students who qualify:

Grants & Scholarships
Grants are awarded to students with substantial financial need. Scholarships may be both need and/or merit based.

Federal Pell Grant – A Federal Pell Grant is an award to assist needy undergraduates with the cost of their education. Pell Grants do not have to be repaid. Students who have achieved a Bachelor's Degree are not eligible for a Federal Pell Grant. Eligibility for a Federal Pell Grant is based on several factors of which the Expected Family Contribution (EFC) number is one. If the EFC is between 0 and 4110, you may be eligible to receive Federal Pell Grant funds.

Federal Supplemental Educational Opportunity Grant – The Federal SEOG grant provides additional grant assistance to students. Funds are limited and priority is given to Pell eligible students with exceptional needs. Federal SEOG grants do not have to be paid back. Students with a Bachelor's Degree are not eligible for Federal SEOG.

Florida Postsecondary Student Assistance Grant – FPSAG provides grants funded by the State of Florida to needy students enrolled in Associate Degree programs. Students must be full-time, a two year resident of Florida, and apply before the May 1st deadline. To be considered by the state of Florida, your "Free Application for Federal Student Aid'' (FAFSA) must be processed. You must have a valid Expected Family Contribution (EFC) number as determined by the Florida Department of Education. Students who meet the State requirements for a Florida Postsecondary Student Assistance Grant will receive from the state a notice of eligibility.

Keiser University Need-Based Scholarship
Keiser University offers a need-based scholarship to assist students with exceptional need. Exceptional need is assessed on a case by case basis.

Student Loans
Low interest loans are available to help students meet their educational goals.

Federal Direct Stafford Student Loan

Keiser University was selected by the United States Department of Education to participate in the Federal Direct Student Loan Program as one of its initial 104 institutions. A Federal Direct Stafford Student Loan eliminates lender and guarantee agencies. Keiser University processes a student's application in-house, and the loan is funded directly by the U.S. Department of Education. The Federal Direct Student Loans are low interest loans.

	Federal Family Education Loan
	This loan is similar to the Direct Loan. The loans are low interest with a variable interest rate. The lender is a bank or other lending institution that participates in the FFEL program. Some aspects of the application process and repayment plans are different from the Federal Direct Loan Program.

	Federal Direct and FFEL Plus Loans
	The Federal PLUS Loan (FPLUS) programs provide non-need based loans to parents of dependent students. PLUS loan eligibility is based on the cost of attendance less any other financial aid a student receives. Repayment on a Federal PLUS begins within (60) sixty days after the final loan disbursement. These loans have variable interest rates determined annually by the federal government.

	Federal Perkins Loan
	The Federal Perkins Loan is a fixed 5% interest loan that assists needy students in paying their educational costs. Funds are limited and eligibility is based on financial need. Repayment begins nine months from a student's last date of attendance.

Keiser University also participates in the Federal Work Study program which gives employment to undergraduate students based on financial need. In addition, Keiser University is a participant of the Military Reimbursement Program and is approved for Veteran training.

Financial Aid Resources

For more information on financial aid and scholarships, visit:

U.S. Department of Education 2008-2009 Student Guide

FastWeb, www.fastweb.com

Financial Services     Apply for Financial Aid